Your Trusted Source for Purchase Loans
Picking the right mortgage company loan officer can help you with so much more than financing your home. David Wood is an expert at helping you pick the right mortgage and help you gain negotiating advantages. Whether you are a first time home buyer looking for a home loan with as little as 1% down using the Affordable Housing Partnes down payment assistance program , an FHA Loan or a no money down USDA Guaranteed Rural Housing Home Loan or if you are looking for a super jumbo loan or something in between, David Wood and The Lending Company can help.
Your Trusted Source for Refinance Loans
The Lending Company offers some of the lowest rates available. We make the refinance of your home loan quick and easy. We offer fixed rate and adjustable rate loans. Rate and term or cash out refinances are available for most loan types. Conventional, Jumbo, FHA, VA and Home Equity loans are available. We are able to do FHA and USDA streamline refinances and VA IRRL (interest rate reduction loan) with little or no closing costs.
Your Trusted Source for Down Payment Assistance
The Lending Company is proud to introduce the Americas Home Buyer Solutions Program now available in Arizona California Colorado and Texas. This Down Payment Assistance program, provided by an IRS recognized non profit, helps moderate income individuals and families who are looking to buy a home with 70% of the FHA required 3.5% down payment. Those who qualify will be able to buy a home and pay just 1% of the home’s value as a down payment. Affordable Housing Partners' will help qualified borrowers with the rest! The down payment assistance grant is a gift and is never paid back! It is available on FHA approved condos, townhomes and single family homes.